Home Title Lock

Terms and Conditions of Use

IMPORTANT NOTICE TO USER: PLEASE READ CAREFULLY BEFORE CONTINUING TO REGISTER FOR AN ACCOUNT OR USING THE WEBSITE.

I. LEGAL

These Terms and Conditions of Use (these “Terms and Conditions”) constitute a legally binding agreement made between you (“user” or “you” or “member”) and Title Lock Corporation d/b/a Home Title Lock and its affiliated companies (collectively, “Home Title Lock” or “we” or “us” or “our”), concerning your access to and use of the https://www.hometitlelock.com/website any other media form, media channel, mobile website, mobile application, and blogs related or connected thereto (collectively, the “Website”), and the performance of any Home Title Lock services.

By accessing or using the Website or ordering, receiving, or using any products or services offered by Home Title Lock through the Website, including the TripleLock™ Protection Service (collectively the “Products and Services”), you agree to follow and to be bound by these Terms and Conditions and all of the terms incorporated herein by reference, including without limitation our Privacy Policy and the TripleLock Protection Warranty. If you do not agree to these Terms and Conditions, you may not access or use the Website, order, receive, or use the Products and Services.

Home Title Lock reserves the right to change or modify these Terms and Conditions from time to time at its sole discretion. If we make changes to these Terms and Conditions, we will provide you with notice of such changes through the Website or by updating the “Last Updated” date at the end of these Terms and Conditions.

By continuing to access or use the Website or order, receive, or use the Products and Services, you confirm your acceptance of the revised Terms and Conditions and all of the terms incorporated therein by reference. We encourage you to review the Terms and Conditions frequently to ensure that you understand the terms and conditions that apply when your access or use of the Website and when you order, receive and/or use the Products and Services. If you do not agree to the revised Terms and Conditions, you may not access or use the Website or order, receive, or use the Products and Services.

All users who are minors in the jurisdiction in which they reside (generally under the age of 18) are not permitted to use the Website or to access or use the Products and Services.

II. REGISTRATION, SUBSCRIPTION PLAN, AND COMMUNICATIONS

To access and use the Products and Services, you will need to register for an account on the Website, associate a Property Address Title with your account and select and pay for a subscription. By creating an account, you agree to (a) provide accurate, current and complete account information, including Your Email Address, (b) maintain and promptly update, as necessary, your account information, including Your Email Address, (c) maintain the security of your account credentials, (d) be responsible for the acts or omissions of any third party who has authority to access or use the Website on your behalf, and (e) immediately notify us if you discover or otherwise suspect any security breaches related to the Website or your account. You further understand and agree that Home Title Lock may take actions we deem reasonably necessary to prevent, respond to, pursue or remedy suspected or actual fraud and abuse, including without limitation, termination or suspension of your account.

By creating a Home Title Lock account, you also consent to receive electronic communications from Home Title Lock, including through email, text messaging, or by posting notices to the Website. These communications may include notices about your account, such as subscription period lapse, Property Title Alerts and other transactional information. You agree that any notices, agreements, disclosures or other communications that we send to you electronically will satisfy any legal communication requirements, including, but not limited to, that such communications be in writing. You should maintain copies of all electronic communications you receive from us. We may also send you promotional communications by email or text messaging that we think will be of interest to you. You may opt out of receiving these promotional emails at any time by following the unsubscribe instructions provided in such email or text messaging. You may opt out of marketing and promotional calls or messages by following the applicable unsubscribe instructions provided to you. Following such opt out, you may continue to receive messages for a short period of Zme while Home Title Lock processes your request. It is your responsibility to keep your account informaZon updated. Our Privacy Policy describes how we handle the personal information and other account creation information you provide to us when you use the Website. For an explanation of our privacy practices, please visit our Privacy Policy located at https://www.hometitlelock.com/privacy.

When you add to your account a Property Address Title to monitor, you will be asked to select the subscription plan applicable to such property. The subscription plan you select will automatically renew until you cancel the renewal as described below. Your subscription and monitoring of the Property Address Title you provide us is not active until we confirm that we are able to electronically access the applicable register of titles containing the records of such Property Address Title. Should we not be able to confirm that we are able to electronically access the applicable register of titles containing the records of such Property Address Title, then we will cancel your subscription for such Property Address Title and will notify of such cancellation.

III. PAYMENT, REFUNDS AND CANCELLATIONS

Subscriptions to our Products and Services for a Property Address Title will require you to make payment of the corresponding fees. Payments of subscription fees you make are final and non- refundable, unless otherwise described in the Refund Policy below or otherwise determined by Home Title Lock. You authorize Home Title Lock to submit through its payment processor the charges for the subscription you select using the payment method you specify at the time of purchase. Home Title Lock may seek pre-authorization of your credit card account prior to your purchase to verify that the credit card is valid and has credit available for your intended purchase. Your subscription to the Products and Services will automatically be renewed, and your chosen payment method will be charged at the end of each service period, unless you decide to cancel your automatic payments for the Products and Services before the end of the then-current subscription period. All prices, including recurring subscription fees, are subject to change.

Home Title Lock reserves the right to establish, remove, and/or revise prices, fees, taxes, and/or surcharges for any or all Products and Services obtained through the use of the Website at any time. Home Title Lock may also, in its sole discretion, make promotional offers with different features and different rates to any or all of our customers. Unless made to you, these promotional offers will have no bearing on your obligation to pay the amounts charged.

If you are a California resident, in accordance with Cal. Civ. Code §1789.3, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N 112 Sacramento, CA 95834, or by telephone at (800) 952-5210 or (916) 445-1254.

Home Title Lock Refund Policy

You may cancel your Home Title Lock subscription plan or automatic renewal by calling (800) 899- 6268 or (858) 939-9300 in accordance with the following Refund Policy:

  1. Monthly Subscriptions: You may cancel your monthly subscription at any time during the first 14 days following the initial subscription period start date for a full refund. Should you wish to cancel your monthly subscription after the 14-day trial period, your subscription will continue through the end of the month during which you request the cancellation but it will not renew for the next month.
  2. Annual Subscriptions: You may cancel your annual subscription at any time during the first 14 days following the subscription period start date for a full refund. Should you wish to cancel your annual subscription after the 14-day trial period, your subscription will continue through the end of the month during which you request the cancellation and you will receive a pro-rated refund for any unused months remaining in your annual subscription term calculated from the annual subscription pricing at the time of signup.
  3. 4 Year Subscriptions: You may cancel your 4-year subscription at any time during the first 14 days following the subscription period start date for a full refund. Should you wish to cancel your 4-year subscription after the 14-day trial period, your subscription will continue through the end of the month during which you request the cancellation and will receive a pro-rated refund for any unused months remaining of your 4-year subscription term calculated from the annual subscription pricing at the time of signup.

We may cancel your Home Title Lock subscription plan if we determine that we are not able, or no longer able, to electronically access the applicable register of titles containing the records of such Property Address Title or if you fail to pay any amounts due for the Products and Services. We may also cancel your Home Title Lock subscription plan if you fail to provide or confirm Your Email Address in order for us to be able to deliver the Property Title Alert to you or if we become aware that a Property Title Alert was undeliverable to Your Email Address, and you do not correct Your Email Address within 30 days of the date of our initial Property Title Alert to you. We may cancel your Home Title Lock subscription plan at any time for any reason. Upon our cancellation of your subscription other than due to your failure to pay any amounts due for the Products and Services, the following Refund Policy applies:

  1. Monthly Subscriptions: If we cancel your monthly subscription because we are not able, or no longer able, to electronically access the applicable register of titles containing the records of such Property Address Title or if you fail to provide or confirm Your Email Address in order for us to be able to deliver the Property Title Alert to you or if we cancel without reason, your subscription will continue through the end of the then-current month of cancellation and your subscription will not renew for the next month. If we cancel your monthly subscription because we become aware that a Property Title Alert was undeliverable to Your Email Address, and you do not correct Your Email Address within 30 days of the date of our initial Property Title Alert to you, then your subscription will continue through the end of the month containing the 30th day following the date of our initial Property Title Alert to you and your subscription will not renew for the next month.
  2. Annual Subscriptions: If we cancel your monthly subscription because we are not able, or no longer able, to electronically access the applicable register of titles containing the records of such Property Address Title or if you fail to provide or confirm Your Email Address in order for us to be able to deliver the Property Title Alert to you or if we cancel without reason, your subscription will continue through the end of the then-current month of cancellation and you will receive a pro-rated refund for any unused months remaining in your annual subscription term calculated from the annual subscription pricing at the time of signup. If we cancel your monthly subscription because we become aware that a Property Title Alert was undeliverable to Your Email Address, and you do not correct Your Email Address within 30 days of the date of our initial Property Title Alert to you, then your subscription will continue through the end of the month containing the 30th day following the date of our initial Property Title Alert to you and you will receive a pro-rated refund for any unused months remaining in your annual subscription term calculated from the annual subscription pricing at the time of signup.
  3. 4 Year Subscriptions: If we cancel your monthly subscription because we are not able, or no longer able, to electronically access the applicable register of titles containing the records of such Property Address Title or if you fail to provide or confirm Your Email Address in order for us to be able to deliver the Property Title Alert to you or if we cancel without reason, your subscription will continue through the end of the then-current month of cancellation and you will receive a pro-rated refund for any unused months remaining of your 4-year subscription term calculated from the annual subscription pricing at the time of signup. If we cancel your monthly subscription because we become aware that a Property Title Alert was undeliverable to Your Email Address, and you do not correct Your Email Address within 30 days of the date of our initial Property Title Alert to you, then your subscription will continue through the end of the month containing the 30th day following the date of our initial Property Title Alert to you and you will receive a pro-rated refund for any unused months remaining of your 4-year subscription term calculated from the annual subscription pricing at the time of signup.

Please allow up to 1 week to receive your refund. 14-day trial period is valid for only first-time signup and begins when the subscription service first starts.

IV. TITLE RESTORATION PROTOCOLS

Home Title Lock’s TripleLock Protection provides title restoration support services to restore your Covered Title to its status prior to any Fraudulent Title Events. Such title restoration support services include providing relevant documents, supporting information gathering, and providing general administrative support to enable title restoration to status prior to any Fraudulent Title Events.

Home Title Lock does not provide, and the Triplelock Protection excludes, title restoration support services for or with respect to (i) any government liens and mechanics’ liens against your Covered Title; (ii) any third-party hosting vendor’s, failure to encrypt, failure to protect from interception, or the failure to protect from intrusion any electronic communications, electronic communication system, website, mobile device, computer system, computer servers, electronic data, e-mail, electronic data processing system, or electronic data storage system; (iii) your or if you are not the only owner of the Property Address Title, any Property Address Title owner’s intentional or willful violation of any federal, state or local laws or statutes; (iv) any criminal, intentionally malicious or fraudulent act or omission which you or if you are not the only owner of the Property Address Title, any Property Address Title owner, commit; (v) any governmental investigation or enforcement of any federal, state, or local regulation, or any action brought by or on behalf of any federal, state, or local government agency, or any other licensing or rights entities in such entity’s regulatory, quasi-regulatory, or official capacity, function or duty; (vi) any disputes over fees for services to the extent of such disputed fees; (vii) any of the following, regardless of any other cause or event contributing concurrently or otherwise: a. war, invasion, acts of foreign enemies, hostilities, or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions amount to an uprising, military or usurped power; or b. any act of terrorism; (viii) any actual or alleged failure, breakdown or malfunction of any electronics, software, communication device, website, computer system, communication system, machine or system of machines owned by us or in our possession or control; (ix) any lien or other encumbrance against your Covered Title not arising out of a Fraudulent Title Event; (x) any lien or other encumbrance against your Covered Title based upon, arising out of or in any way related to any transfer, payment or delivery of funds, money or property, by anyone, which was caused or induced by trick, artifice, or the fraudulent misrepresentation of a material fact including, but not limited to, social engineering, pretexting, phishing, spear phishing, or any other confidence trick unless arising out of a Fraudulent Title Event; (xi) any Fraudulent Title Event with respect to any Property Address Title other than a Covered Title; (xii) any Fraudulent Title Event taking place prior the commencement of your Active Subscription to Triplelock Protection or following the lapse, cancellation or termination of your Active Subscription; (xiii) any Property Address Title recorded in a register of titles that is not accessible electronically; (xiv) any international bank wires, including both inbound bank wires to and outbound bank wires from the United States of America to another country; and (xv) external causes such as accidents, abuse, or other actions or events beyond our reasonable control (collectively, all of the above, the “Excluded Causes”). BY USING TRIPLELOCK PROTECTION YOU AGREE THAT YOU HAVE READ AND UNDERSTAND THE ABOVE EXCLUDED CAUSES AND THAT TRIPLELOCK PROTECTION EXCLUDES ANY TITLE MONITORING SERVICES FOR ANY OF SUCH EXCLUDED CAUSES.

BY USING THE PRODUCTS AND SERVICES YOU UNDERSTAND AND AGREE: (I) THAT HOME TITLE LOCK IS NOT A PROVIDER OF, AND THE PRODUCTS AND SERVICES ARE NOT, INSURANCE PRODUCTS, NOR LEGAL, FINANCIAL OR OTHER PROFESSIONAL ADVICE, AND: (II) YOU ARE RESPONSIBLE FOR, AND HOME TITLE LOCK DISCLAIMS ANY RESPONISBILITY FOR, OBTAINING APPROPRIATE INSURANCE OR PROFESSIONAL ADVICE WITH RESPECT TO YOUR PROPERTY ADDRESS TITLE(S).

You are responsible for monitoring Property Title Alerts through the Products and Services. If you receive a Property Title Alert through the Products and Services, please contact us immediately at (800) 899-6268.

V. FORWARD-LOOKING STATEMENTS

Home Title Lock press releases, presentations and printed remarks and materials are included on the Website for historical purposes only. The information contained in these documents should be considered accurate only as of the date stated in the relevant document. This information may change over time; therefore, visitors to the Website should not assume that the information contained in these documents remains accurate at a later date. We do not have any current intention, and expressly disclaim any obligation, to supplement, update or revise any of the information in these documents. The Website may contain information considered to be forward-looking and reflects management’s current expectations. These forward-looking statements may be identified by terminology such as may, will, could, should and expect, and the negative of these terms or other similar expressions. We remind you that these statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. Such factors include, among others: our limited operating history and variability of operating results; our ability to identify and retain key customers; our ability to anticipate consumers’ desires and design new services that incorporate feature sets that are attractive to our customers; our ability to manage and maintain our affiliates; our dependence on key employees; changes in laws and regulations; risks associated with general economic uncertainty; and other risk factors. You should not place undue reliance on these forward-looking statements.

VI. USER CONTENT LIMITED LICENSE; NO UNLAWFUL OR PROHIBITED USE

You are solely responsible and liable for all data, information and other materials (“User Content”) that you submit, upload, post, e-mail or otherwise transmit in connection with the Products and Services, including but not limited to the Website. In addition, we have no control over, and shall have no liability for, any damages resulting from the use (including without limitation, republication) or misuse by any third party of information made public through the Products and Services. Although we have no obligation to screen, edit or monitor User Content, we reserve the right, and have absolute discretion, to remove, screen or edit User Content posted or stored on the Products and Services at any time and for any reason, and you are solely responsible for creating backup copies of and replacing any User Content you post or store on the Products and Services at your sole cost and expense. IF YOU CHOOSE TO SUBMIT TO US, OR OTHERWISE MAKE ANY USER CONTENT PUBLICLY AVAILABLE, YOU DO SO AT YOUR OWN RISK AND WE SHALL HAVE NO LIABILITY THEREFOR.

We do not claim any ownership interest in User Content. However, by uploading, posting or submitting User Content to the Products and Services or to our pages or feeds on third-party social media platforms (e.g., Home Title Lock’s Facebook page, LinkedIn page or Twitter feed), you hereby grant us a nonexclusive, royalty-free, worldwide, perpetual, irrevocable and fully sublicensable right and license to use, reproduce, modify, anonymize, de-identify, adapt, publish, translate, create derivative works from, distribute, perform and publicly display your User Content, in whole or in part, in any manner or media and for any purpose whatsoever at our sole discretion, including, without limitation, for publicity, promotional, advertising, trade, business, illustration, artistic and other commercial and noncommercial purposes. However, Home Title will only share personal information that you provide in accordance with our Privacy Policy.

You agree that we may disclose or use any User Content for any purposes permitted under applicable law, including, but not limited to: (a) enforcing these Terms; (b) complying with any laws, regulations or rules of any federal, state or local government or agency; (c) responding to claims that any User Content violates the rights of third parties; or (d) protecting the rights or property of Home Title Lock, its customers or the public.

Separate and apart from User Content, you can submit questions, comments, suggestions, ideas, original or creative materials or other information about Home Title Lock, or the Products and Services (collectively, “Feedback”). Feedback shall become the sole property of Home Title Lock. We shall own exclusive rights, including, without limitation, all intellectual property rights, in and to Feedback and shall be entitled to the unrestricted use and dissemination of Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

You may access, download or copy content on the Website only for personal, informational and non-commercial purposes; provided, however, that the Home Title Lock trademark and copyright symbol and statement (as set forth on each such page of the Website) appears on each copied or downloaded page and no modifications are made to any content on the Website. The rights expressly granted in the preceding sentence to you constitute a license and not a transfer of title. Home Title Lock reserves the right to revoke your limited license to access, download and print the content available on the Website at any time, and any such use by you shall be discontinued immediately upon written notice from Home Title Lock.

Except as expressly provided herein, you may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any content from the Website in whole or in part without the prior written permission of Home Title Lock. You may not “mirror” any content contained on the Website on any other server without Home Title Lock’s prior express written permission. Any unauthorized use of any content contained on the Website may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. Any rights not expressly granted in these Terms and Conditions are reserved by Home Title Lock.

VII. USER CONDUCT

You agree that you will not violate any law, contract, intellectual property or other third party right or commit a tort, and that you are solely responsible for your conduct, while accessing or using the Website. You agree that you will abide by these Terms and Conditions and will not:

  • Engage in any harassing, threatening, intimidating, predatory or stalking conduct;
  • Use or attempt to use another user’s account without authorization from such user and Home Title Lock;
  • Use the Website in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying the Website or that could damage, disable, overburden or impair the functioning of the Website in any manner;
  • Reverse engineer any aspect of the Website or do anything that might discover source code or bypass or circumvent measures employed to prevent or limit access to any content, area or code of the Website;
  • Attempt to circumvent any content-filtering techniques we employ or attempt to access any feature or area of the Website that you are not authorized to access;
  • Develop any third party applications that interact with any of our content or the Website without our prior written consent;
  • Use any robot, spider, crawler, scraper, script, browser extension, offline reader or other automated means or interface not authorized by us to access the Website, extract data or otherwise interfere with or modify the rendering of Website pages or functionality; or
  • Use the Website for any illegal or unauthorized purpose, or engage in, encourage or promote any activity that violates these Terms and Conditions.

You agree to comply with the above user conduct, and agree not assist or permit any person in engaging in any conduct that does not comply with the above user conduct. Further, you agree that the consequences of commercial use or re-publication of any content from the Website or other violations of the foregoing proscriptions may be so serious and incalculable that monetary compensation may not be a sufficient or appropriate remedy, and that Home Title Lock will be entitled to temporary and permanent injunctive relief to prohibit such use or activity without the need to prove damages.

VIII. FREE TRIAL PROMOTIONS

Free trial promotions are valid for up to 10 Covered Titles per account and during any recurring subscription plan time period. Please contact us should you wish to inquire about other options for your subscription service and additional Property Address Titles. You must request cancellation of your subscription service before the end of the free trial period to avoid charges for the recurring subscription plan going forward.

IX. TERMINATION

We may cancel/terminate your access to all or any part of the Products and Services at any time, with or without cause and with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your subscription plan. Should you wish to close your account, you may do so by contacting us using the methods set forth under the “Help” section of the Website or by submitting a support request through the Website. All cancellations/termination are subject to Refund Policy described above in these Terms and Conditions.

X. COPYRIGHT

All contents of the Website are copyright 2025 by Home Title Lock. All rights are reserved. All text, electronic documents, graphics, audio, video and other content published on the Website are protected by United States and international copyright laws. Distribution or publication of any content taken from the Website in any form without prior written permission of Home Title Lock is expressly forbidden.

XI. TRADEMARKS

Home Title Lock is a registered trademark of Home Title Lock Corporation, and certain other product names, service names, slogans, and related logos are trademarks of Home Title Lock in the United States and other countries. You are not permitted to use these trademarks, or any other Home Title Lock trademarks, without the prior written consent of Home Title Lock. All other trademarks, product names, trade names, and logos used within these pages are the property of their respective holders. Our use of third party trademarks, trade names, product names and logos or images of the same does not necessarily constitute: (1) an endorsement by such company of Home Title Lock and its products; or (2) an endorsement of the company or its products by Home Title Lock.

XII. LINKS TO THIRD PARTY SITES

The Website may contain hyperlinks to third party websites that are not controlled, endorsed, or adopted by Home Title Lock and are provided as a convenience to you. Home Title Lock makes no representations or warranties of any kind regarding any content located on such third party websites and is not responsible for and does not endorse or accept any responsibility over such content or your use of third party websites, including without limitation the accuracy, reliability, or completeness of any information, data, opinions, advice or statements made on any such third party websites.

You acknowledge and agree that your interactions with third parties providing third party content are solely between you and such third parties. Third parties may impose their own terms, policies, or processes, separate from these Terms and Conditions, and you should carefully review all such third party terms. Your access to and use of any third party content and your acceptance of any third party terms is at your own risk.

XIII. PRIVACY POLICY

Please review the Home Title Lock Privacy Policy located athttps://www.hometitlelock.com/privacy and incorporated into these Terms and Conditions by this reference. By using the Website and/or the Products and Services, you are consenting to the terms of the Home Title Lock Privacy Policy. The Home Title Lock Privacy Policy may be updated from time to time with the then current version displayed at the link above.

XIV. INDEMNIFICATION

You shall indemnify, hold harmless, and, at our option, defend Home Title Lock and its affiliates and subsidiaries from and against any and all losses, damages, liabilities, costs (including reasonable attorneys’ fees) incurred by us resulting from any third-party claim, suit, action or proceeding relating to or arising from your use of the Website, the Products and Services, any User Content, any Feedback you provide, any violation of these Terms and Conditions by you, or any other act or omission by you, including your violation of any rights of another, arising from your use of the Website, the Products and Services or any of their features. You further agree that we shall have control of the defense or settlement of any third-party claims unless we exercise our option to require you to defend us. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and Home Title Lock.

XV. WARRANTY AND DISCLAIMER

HOME TITLE WARRANTS THAT DURING YOUR ACTIVE SUBCRIPTION TO TRIPLELOCK PROTECTION, WE WILL (I) DETECT ANY POTENTIALLY FRAUDULENT TITLE EVENT WITH YOUR COVERED TITLE; (II) PROVIDE YOU WITH PROPERTY TITLE ALERTS OF ANY POTENTIALLY FRAUDULENT TITLE EVENT AFFECTING YOUR COVERED TITLE; AND (III) SPEND UP TO $1 MILLION TO ASSIST YOU TO RESTORE YOUR COVERED TITLE TO ITS STATUS PRIOR TO ANY FRAUDULENT TITLE EVENTS.

OUR RESPONSIBILITY FOR DEFECTIVE SERVICES IS LIMITED TO TAKING REASONABLE CURATIVE ACTIONS UP TO THE AMOUNT OF ONE MILLION DOLLARS ($1,000,000.00) IN THE AGGREGATE IN ORDER TO RESTORE YOUR COVERED TITLE TO ITS STATUS PRIOR TO ANY FRAUDULENT TITLE EVENTS. IF WE FAIL OR ARE UNABLE TO RESTORE YOUR COVERED TITLE TO ITS STATUS PRIOR TO ANY FRAUDULENT TITLE EVENTS AFTER TAKING REASONABLE CURATIVE ACTIONS UP TO THE AMOUNT OF ONE MILLION DOLLARS ($1,000,000.00) IN THE AGGREGATE, WE WILL REFUND YOU 100% OF THE AMOUNT PAID BY YOU FOR THE SERVICES. LIMITATIONS APPLY. PLEASE REVIEW THE FULL TRIPLELOCK PROTECTION WARRANTY LOCATED ATHTTPS://WWW.HOMETITLELOCK.COM/WARRANTY WHICH IS HEREBY FULLY INCORPORATED HEREIN BY THIS REFERENCE. THE REMEDIES DESCRIBED ABOVE ARE YOUR SOLE AND EXCLUSIVE REMEDIES AND OUR ENTIRE LIABILITY FOR ANY BREACH OF THIS WARRANTY.

EXCEPT AS SET FORTH ABOVE, HOME TITLE LOCK MAKES NO OTHER WARRANTY REGARDING ANY OF THE PRODUCTS AND SERVICES INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. EXCEPT AS SET FORTH ABOVE, THE WEBSITE AND THE INFORMATION CONTAINED THEREIN AND THE PRODUCTS AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. HOME TITLE LOCK DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE WILL BE SECURE, UNINTERRUPTED, AND/OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, AND/OR THAT THE WEBSITE AND/OR ANY CONTENT ON THE WEBSITE WILL BE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS. HOME TITLE LOCK DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE WEBSITE AND/OR ANY CONTENT ON THE WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, TIMELINESS, COMPLETENESS, TIMELINESS, OR OTHERWISE. YOU (AND NOT HOME TITLE LOCK) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION RELATING TO YOUR USE OF THE WEBSITE, ANY CONTENT ON THE WEBSITE, AND/OR THE PRODUCTS AND SERVICES. HOME TITLE LOCK FURTHER EXPRESSLY DISCLAIMS ANY LIABILITY TO ANY PERSON OR ENTITY FOR LOSS OR DAMAGE CAUSED BY ERRORS OR OMISSIONS IN ANY APPLICABLE TITLE REPORT PROVIDED BY YOU OR ON YOUR BEHALF IN CONNECTION WITH THE PRODUCTS AND SERVICES. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY MAY LAST, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT PERMISSIBLE BY APPLICABLE LAW, ALL IMPLIED WARRANTIES ARE LIMITED TO THE DURATION OF YOUR ACTIVE SUBSCRIPTION.

UNLESS OTHERWISE SPECIFIED IN WRITINGHOME TITLE LOCK DOES NOT WARRANT THAT ANY PRODUCTS OR SERVICES CAN OR WILL PREVENT A FRAUDULENT TITLE EVENT OR BE WILL BE ERROR-FREE, OR ACHIEVE ANY PARTICULAR GOAL OR RESULT. TO THE EXTENT PERMITTED BY FEDERAL AND APPLICABLE STATE LAW, THE WARRANTY AND THE REMEDIES SET FORTH ABOVE ARE EXCLUSIVE AND IN LIEU OF ALL OTHER WARRANTIES, REMEDIES AND CONDITIONS, WHETHER ORAL, WRITTEN, STATUTORY, EXPRESS, OR IMPLIED. HOME TITLE LOCK DISCLAIMS ALL STATUTORY AND IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TO THE EXTENT PERMITTED BY FEDERAL AND APPLICABLE STATE LAW. IN SO FAR AS SUCH WARRANTIES CANNOT BE DISCLAIMED HOME TITLE LOCK LIMITS THE DURATION AND REMEDIES OF SUCH WARRANTIES TO THE DURATION OF YOUR ACTIVE SUBSCRIPTION AND, AT HOME TITLE LOCK’S OPTION, THE RESTORATION OF YOUR COVERED TITLE TO THE SIMILAR STATUS OF SUCH TITLE IMMEDIATELY PRIOR TO THE FRAUDULENT TITLE EVENT, UP TO THE AMOUNT OF ONE MILLION DOLLARS ($1,000,000.00). EACH DISCLAIMER HEREIN CONSTITUTES AN ESSENTIAL PART OF THE ABOVE WARRANTY.

XVI. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, IN NO EVENT SHALL HOME TITLE LOCK OR ITS AFFILIATES BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, OR ANY LOSS OR DAMAGES WHATSOEVER (INCLUDING PERSONAL INJURY, LOSS OF DATA, REVENUE, PROFITS, REPUTATION, USE, OR OTHER ECONOMIC ADVANTAGE), EVEN IF HOME TITLE LOCK HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF A WARRANTY, CONTRACT, OR NEGLIGENCE ACTION THAT IN ANY MANNER ARISES OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE, PERFORMANCE OF, OR THE PRODUCTS AND SERVICES PROVIDED ON OR THROUGH THE WEBSITE. HOME TITLE LOCK ASSUMES NO RESPONSIBILITY AND SHALL NOT BE LIABLE FOR ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, BROWSING OF, OR DOWNLOADING OF ANY MATERIAL FROM THE WEBSITE. EXCEPT FOR THE TRIPLELOCK PROTECTION WARRANTY ABOVE, HOME TITLE LOCK ASSUMES NO RESPONSIBILITY OR LIABILITY IN ANY MANNER ARISING OUT OF OR IN CONNECTION WITH ANY INFORMATION, CONTENT, PRODUCTS, SERVICES, OR MATERIAL AVAILABLE ON OR THROUGH THE WEBSITE, AS WELL AS ANY THIRD PARTY WEBSITE PAGES OR ADDITIONAL WEBSITES LINKED TO THE WEBSITE, FOR ANY ERROR, DEFAMATION, LIBEL, SLANDER, OMISSION, FALSEHOOD, OBSCENITY, PORNOGRAPHY, PROFANITY, DANGER, INACCURACY CONTAINED THEREIN, OR HARM TO PERSON OR PROPERTY CAUSED THEREBY. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, IN NO EVENT SHALL WE OR OUR AFFILIATES BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, OR ANY LOSS OR DAMAGES WHATSOEVER (INCLUDING PERSONAL INJURY, LOSS OF DATA, REVENUE, PROFITS, REPUTATION, USE, OR OTHER ECONOMIC ADVANTAGE), EVEN IF WE HAVE BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

YOU AND HOME TITLE LOCK AGREE THAT THE WARRANTY DISCLAIMERS AND LIMITATIONS OF LIABILITY IN THIS AGREEMENT ARE MATERIAL, BARGAINED-FOR BASES OF THIS AGREEMENT, AND THAT THEY HAVE BEEN TAKEN INTO ACCOUNT IN DETERMINING THE CONSIDERATION TO BE GIVEN BY EACH PARTY UNDER THIS AGREEMENT AND IN THE DECISION BY EACH PARTY TO ENTER INTO THIS AGREEMENT. YOU AND HOME TITLE LOCK AGREE THAT THE WARRANTY DISCLAIMERS AND LIMITATIONS OF LIABILITY IN THESE TERMS AND CONDITIONS ARE FAIR AND REASONABLE. IF YOU ARE DISSATISFIED WITH THE WEBSITE OR DO NOT AGREE TO ANY PROVISIONS OF THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE, EXCEPT AS MAY BE OTHERWISE PROVIDED FOR IN THIS SECTION.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

XVII. ARBITRATION AGREEMENT

ALL DISPUTES BETWEEN CLIENT AND HOME TITLE LOCK SHALL BE DECIDED EXCLUSIVELY BY ARBITRATION. HOME TITLE LOCK AND CLIENT AGREE TO PRIVATE ARBITRATION IN A FINAL AND BINDING MANNER, OF ALL DISPUTES, CLAIMS, OR CONTROVERSIES BETWEEN CLIENT AND HOME TITLE LOCK (INCLUDING ANY OF HOME TITLE LOCK’S CURRENT OR FORMER OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS) ARISING OUT OF OR RELATING IN ANY WAY TO THIS AGREEMENT AND THE HOME TITLE LOCK SERVICES; ANY PAST, PRESENT, OR FUTURE TRANSACTION, INTERACTION, OR SERVICE PROVIDED BY HOME TITLE LOCK AT ANY TIME. THE ARBITRATOR SHALL NOT HAVE ANY JURISDICTION TO HEAR ANY CLAIMS FOR CLASS ACTION REMEDIES OR OTHER ACTIONS WHERE THE CLIENT SEEKS A RECOVERY FOR THE BENEFIT OF OTHERS. CLIENT IRREVOCABLY WAIVES THE RIGHT TO BRING SUCH REPRESENTATIVE CLAIMS AS FURTHER OUTLINED BELOW. THIS ARBITRATION SHALL BE GOVERNED BY AND UNDER THE COMMERCIAL ARBITRATION RULES OF JUDICIAL AND MEDIATION SERVICES (“JAMS”). THE COST OF THE ARBITRATION SHALL INITIALLY BE SHARED BY THE PARTIES, HOWEVER, THE ARBITRATOR SHALL HAVE THE AUTHORITY TO ASSESS ARBITRATION COSTS IN FAVOR OF THE PREVAILING PARTY. SHOULD THE LAW PROHIBIT THIS, THEN CLIENT’S OBLIGATIONS TO SHARE IN THE ARBITRATION COSTS SHALL BE MODIFIED SO AS TO COMPLY WITH LAW. THIS AGREEMENT TO ARBITRATE SHALL BE SUBJECT TO THE LAWS AND PROCEDURES FOR THE STATE OF CALIFORNIA AND/OR THE FEDERAL ARBITRATION ACT AND THE LAW TO BE APPLIED IN THE ARBITRATION SHALL EXCLUSIVELY BE THE LAWS OF THE STATE OF CALIFORNIA. ANY ARBITRATION AWARD MAY SUBSEQUENTLY BE CONFIRMED IN A COURT WITHIN SAN DIEGO COUNTY, CALIFORNIA.

XVIII. WAIVER AND SEVERABILITY

Any waiver by Home Title Lock of any provision of these Terms and Conditions must be in writing. If any portion of these Terms and Conditions is found to be void, invalid, or otherwise unenforceable, then that portion shall be deemed to be superseded by a valid, enforceable provision that matches the intent of the original provision as closely as possible except that in the event of unenforceability of the class action waiver, the entire arbitration agreement shall be unenforceable, and you in such event agree to submit to the exclusive personal jurisdiction of the appropriate state or federal courts in San Diego County, California in any proceeding relating to any such claim or dispute. The remainder of these Terms and Conditions shall continue to be enforceable and valid according to terms contained herein.

XIX. ENTIRE AGREEMENT

These Terms and Conditions, including all other terms expressly incorporated herein, together with any amendments and any additional agreements you may enter into with Home Title Lock in connection with the Website and the Products and Services, shall constitute the entire agreement between you and Home Title Lock concerning the Website and the Products and Services.

XX. CONTACT

If you have any questions regarding these Terms and Conditions, please visit our “Contact Us” page for answers and our contact information.

XXI. RIGHTS AND REMEDIES NOT EXCLUSIVE

No right or remedy available to Home Title Lock under these Terms and Conditions shall be exclusive of any other right or remedy available to Home Title Lock pursuant to applicable law, and all rights or remedies available to Home Title Lock under these Terms and Conditions or applicable law shall be cumulative and in addition to every other right or remedy available to Home Title Lock.

XXII. CORRECTIONS

Occasionally there may be information on the Website that contains typographical errors, inaccuracies or omissions that may relate to service descriptions, pricing, availability, and various other information. Home Title Lock reserves the right to correct any errors, inaccuracies or omissions and to change or update the information at any time, without prior notice.

XXIII. INFORMATION CONTROL

Home Title Lock does not control the information provided by other users and made available through the Website. You may find other user’s information to be inaccurate or deceptive. Please use caution, common sense, and practice safe trading when using the Website.

XXIV. HEADINGS

The headings used in these Terms and Conditions are for convenience only and shall not affect the interpretation or construction of these Terms and Conditions.

XXV. DEFINITIONS

“Active Subscription” means the subscription for TripleLock Protection for the Covered Title so long as your account is not in arrears or delinquent.

“Covered Title” means the Property Address Title that is (i) enrolled by you in TripleLock Protection; (ii) approved by Us after We confirm that We are able to electronically access the applicable register of titles containing the records of such Property Address Title; and (iii) covered by your Active Subscription.

“Fraudulent Title Lien/ Transfer Deed” means someone other than You, or your legal representative, and without your or your legal representative’s knowledge and consent, fraudulently placed/secured a lien or fraudulently placed/secured a transfer deed on the Property Address Title; however, all government liens and mechanics’ liens are excluded.

“Fraudulent Title Event” means recording a Fraudulent Title Lien/ Transfer Deed with the county real property recorder’s office, and occurs when the recording is stamped with an identification number and time and date and placed in the official county recorder’s records with respect to a Covered Title.

“Property Address Title” means the applicable owned residential real property described with (a) a real property physical location address or (b) a parcel number; both of which are as reflected with county real property recorder’s official records during your Active Subscription. “Property Title Alert” means an email alert provided to you of potentially fraudulent real estate property title activity in relation to or arising out of a Covered Title.

“Your Email Address” means the email address you provided Us when enrolling in the Products and Services, and any updates that you provide Us according to our instructions as posted on our Website.

XXVI. ACKNOWLEDGEMENT

BY ACCESSING, BROWSING OR USING THE WEBSITE, YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE READ THESE TERMS AND CONDITIONS AND AGREE TO BE BOUND BY THEM. YOU MUST AGREE TO THESE TERMS AND CONDITIONS IN ORDER TO USE THE WEBSITE.

Last Updated: January 15, 2025