Cyber Hacks Stealing People's Home Loans

"If you own a home where you have this emotional attachment, you need Home Title Lock. I have it and I know that my home is being watched 24/7. And it's pennies a day."

"I've been an FBI agent for more than 25 years; I've pretty much seen it all. The protections you think you have don't exist. You're on your own. And home title fraud is a crime where the people who get involved understand the return they're going to get.

The crooks are looking for people with equity. So they change the name of your ownership to their name. Stealing a house is simply a matter of knowing the paperwork. You download a document, forge it, file it falsely with the county recorder's office. But you're done in minutes. In the cyberworld we live in, with a laptop or smartphone, crooks don't need to leave their house to steal your home.

And when you're a victim of title fraud, and you don't know right away, the bad guys immediately take out loans using your property and its equity as collateral. When you find out, you're going to have to go get an attorney, pay him $400 an hour, or whatever, to chase down the money that's been stolen—but that money is gone.

Conversely, Home Title Lock will file a notice in the recorder's office that your title shouldn't be used as collateral for any kind of a loan going forward. Home Title Lock uses the same technology against these people."